BlueCross BlueShield – Taylor, TX
Learn More About the Benefits of BlueCross BlueShield
It's easier and more affordable than ever before to keep your teeth and gums healthy because you have dental insurance. Your premiums give you access to reduced rates for the services you need to keep your mouth healthy. When visiting your BlueCross BlueShield dentist in Taylor, we will help you maximize your coverage to lower your out-of-pocket expenses.
BlueCross BlueShield Coverage Availability & Fees
BlueCross BlueShield is a nationwide provider of comprehensive dental plans for individuals and families. Their policies are designed to prevent common dental problems while also offering coverage for services to promote oral health. Although every plan differs, most policies include:
- 100% of preventive dental care
- 80% of basic dental work
- 50% of major dental services
You can visit your dentist every 6 months for a cleaning and checkup, as recommended by the American Dental Association. You can benefit from 100% coverage for a co-payment. Routine dental appointments prevent common oral health problems, like cavities and gum disease. As a result, you're less likely to need dental work later. Researchers have found that $1 of preventive dental care can save up to $50 on emergency and restorative fees.
If your dentist finds anything concerning, you can have the issue treated right away. BlueCross BlueShield will cover some of the expenses after you meet your annual deductible. They will pay a portion of the cost until you reach your yearly limit.
BlueCross BlueShield recommends choosing a dentist in their network. They have pre-negotiated rates for select services with preferred dental practices. You can still use your coverage at an out-of-network dentist. This allows you to choose from a variety of dentists and services, but you may pay more out-of-pocket. We are proud to accept both in-network and out-of-network patients.
Unfortunately, your dental insurance doesn't last forever. Your benefits will reset at the end of the year. You will lose anything you haven't used. You won't be reimbursed for your premiums or deductibles. Nothing will carry over into the new year. On average, less than 3% of Americans meet or exceed their annual limits, which accounts for billions of dollars lost in unused dental benefits every year.
Speak to Our Team
Dental insurance in Taylor can be confusing, but we are here to help you maximize your coverage. A member of our dental team will work on your behalf with your insurance to make the most of your coverage. They will explain how your benefits are being used and your payment options for any remaining balance. Besides traditional payment methods, we offer other financial solutions, like monthly payments with CareCredit.
You are paying for your dental coverage, so why not use it? We don't want to see you lose what you've paid for. We will help you achieve optimal oral health without costing you an arm or a leg. Request an appointment through our website or call our office at (737) 758-3676.