MetLife Dental Insurance – Taylor, TX
Learn More About the Benefits of MetLife
Visiting a dentist regularly isn't a luxury. It's a necessity! Your dental health and overall wellness are connected, which means a healthy mouth is essential for a healthy body. Dentistry can be expensive, but dental insurance makes it easy and affordable to get the care you need. Your MetLife dentist in Taylor at Taylor Choice Dental will help you achieve optimal oral health for minimal expenses by maximizing your dental coverage.
MetLife Coverage Availability & Fees
MetLife is a nationwide provider of comprehensive dental plans for individuals and families. Your premiums give you access to discounted rates for the services you need to keep your teeth and gums healthy. Although every policy differs, most include:
- 100% of the costs for preventative dentistry.
- 80% of the expenses for basic dental procedures.
- 50% of the costs of major dental work.
MetLife’s policies focus on prevention to stop common dental problems, so you're less likely to need costly procedures later. Research has shown that every $1 of preventative care can save up to $50 on restorative fees. You can schedule a cleaning and checkup every 6 months for a copay.
If your dentist finds anything concerning, it can be treated quickly using your dental insurance in Taylor. After meeting your annual deductible, you can use your yearly allowance to lower the amount you'll pay out-of-pocket.
Your dental insurance benefits don't last forever. They reset at the end of the year, and you'll lose anything you don't use. You aren't reimbursed for your premiums or deductibles, even if you never visit a dentist. On average, less than 3% of Americans meet or exceed their annual limits.
MetLife recommends choosing a dentist in their network to enjoy more coverage at the time of services. They have pre-negotiated rates with preferred locations for specific services. You can still visit an out-of-network dentist that accepts your coverage. You'll be responsible for the difference between the insurance's allowable amount and the dentist's fees.
Speak to Our Team
Our team is here to help you make the most of your dental insurance. They will work on your behalf with MetLife to maximize your benefits to lower your out-of-pocket expenses. A member of our team will explain how your coverage is being used and your payment options for any remaining balance. Besides traditional payment methods, we also accept third-party financing, like CareCredit. Based on your credit approval, you will benefit from little or no interest in financing.
A healthy smile doesn't have to cost you an arm or a leg. We will help you make the most of what you've paid into. Request an appointment through our website or call our office at (737) 758-3676.